Business Insurance

General Liability

Two,Cheerful,Small,Business,Owners,Smiling,And,Looking,At,Camera

This protects your business from a covered financial loss due to property damage or bodily injury caused to a third party. No matter the type of business, accidents happen.

Commercial Property

The,Exterior,Facade,Of,A,Generic,Small,Business

Property coverage is another staple while protecting your business. Whether you own or rent, whether it be an office or a warehouse. Even if you are working from home, you likely have a need for commercial property coverage. A loss may not just be expensive to replace but it can also stop your business from being able to run properly causing loss of income, which is why property coverage is so important to a business.

Workers Compensation

First,Aid,Support,Accident,At,Work,Of,Construction,Worker,At

When you are running a business, usually you are not doing it alone. If you hire employees, workers compensation is a necessity. Not only is it legally required in most states, but it is a very valuable coverage to have. Workers’ compensation provides medical expenses and lost wages costs to your workers who become injured in the course and cope of their job.

Business Auto

A business automobile policy provides coverage for a company’s use of cars, trucks, vans, and other vehicles in the course of carrying out its business. Coverage may include vehicles owned or leased by the company, hired by the company, or employee-owned vehicles used for business purposes.

Umbrella

Umbrella insurance coverage helps protect you from the costs of covered claims when those costs exceed the limits of your home insurance or auto insurance policies. An umbrella policy can help cover defense costs when you are being sued for damages to someone else’s property or injuries caused to others in an accident.

Inland Marine

Inland Marine insurance is property coverage for material, products or equipment that moves or is transportable, and/or is instrumental in transportation or communication. This type of policy also typically covers property that is owned by someone else but stored at the policyholder’s location.

Professional

Professional liability insurance is insurance that protects professionals such as accountants, lawyers, and physicians against negligence and other claims initiated by their clients.

Builders Risk

Builders Risk Insurance is a specialized type of property insurance that protects a person’s or organization’s construction projects, renovations, or installation while in progress.